About this website
This website is run by Viktoriia Kotsiuba, a licensed independent insurance agent (Florida License #22319211). By using it, you agree to these terms.
General information only
The articles, guides and numbers on this site are general educational information about Medicare and Social Security. They are not legal, tax, financial or medical advice. Rules and amounts change every year; check your own situation with Medicare (Medicare.gov, 1-800-MEDICARE), Social Security (ssa.gov) or a licensed professional before you make a decision.
Not the government
We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Where we can help
We can discuss and enroll insurance only in states where we are licensed: Florida, Georgia, North Carolina, South Carolina and Tennessee.
Your decisions
Contacting us or booking a consultation does not obligate you to buy anything. Any decision to enroll in a plan is yours.
Accuracy and links
We work to keep information accurate and current, but we cannot guarantee it is complete or error-free. Links to other websites are provided for convenience; we are not responsible for their content.
Downloads and content
You may download, print and share our free guides for personal, non-commercial use. All other site content belongs to Viktoriia Kotsiuba and may not be copied for commercial use without permission.
Limitation of liability
To the extent allowed by law, we are not liable for any loss arising from use of this website or reliance on its general information.
Governing law and changes
These terms are governed by the laws of the State of Florida. We may update them at any time and will change the date above when we do.
Contact
Viktoriia Kotsiuba · (727) 403-9928 · viktoriia.healthinsurance@gmail.com